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Different Types of Insurance Coverage in Connecticut

Connecticut state law provides different types of insurance for individuals to help them in case of accidents. Understanding the different insurance options is important when deciding which coverage is best for you. Different Types of Insurance Coverage in Connecticut Liability coverage: Liability coverage protects negligent drivers from paying for injuries resulting from accidents they cause. Liability coverage is $20,000 per person and $40,000 per accident. Uninsured and underinsured coverage: If you have been injured in an accident with an uninsured or an underinsured driver, then this coverage can cover the difference between your medical bills and the driver’s coverage up to policy limits. Collision...

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How Connecticut is Looking to Reduce Traffic Accidents in the State

In 2020, Connecticut saw a rise in fatal car accidents, although there were less drivers on the road. According to the UConn Crash Data Repository, last year, there were 291 traffic deaths statewide compared to 2019 with only 242. The NHTSA’s analysis indicated that the main factors that increased the fatality rate were impaired driving, speeding, and failure to wear a seat belt. The rise in traffic fatalities is a major concern for not only state officials, but parents of teenage children. The spokeswoman for AAA in Greater Hartford, says that ten people died in crashes involving teen drivers in Connecticut...

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Worker’s Compensation Coverage and Benefits

Worker’s  compensation is a form of insurance providing wage replacement and medical benefits to employees injured at work. The Worker’s  Compensation Commission (WCC) administers the worker’s  compensation laws of Connecticut. The goal is to ensure that workers injured on the job receive prompt payment of lost work time benefits and attendant medical expenses. Workers’ compensation is also a benefit system designed to help workers who have incurred sickness due to their work conditions or environment. What Does Worker’s  Compensation Cover? Medical treatment and expenses: Worker’s comp insurance provides coverage to help employees pay for medical expenses related to a work-related injury...

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Factors Contributing to Car Accidents Among Teen Drivers

Young drivers are a high-risk group whose relative inexperience behind the wheel combined with the impulsiveness of youth makes them more likely to be involved in car crashes. Vehicle safety features reduce crash risk when paired with safe driving. To gain the maximum benefit from safety features, young drivers must focus first and foremost on developing safe driving habits and refining their driving skills. The number of car accidents among young drivers is increasing. In 2011, nearly 2,650 teenagers aged 16-19 died and 292,000 people suffered injuries in motor vehicle crashes. There are various factors which contribute to car accidents among...

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One Seriously Injured in Motorcycle Crash in West Hartford

A person was transported to the hospital with serious injuries after a motorcycle crash in West Hartford Thursday night. Police said they responded to a crash involving a car and a motorcycle around 9 p.m. on New Britain Avenue in the area of Interstate 84 East. Read Source: https://www.nbcconnecticut.com/news/local/one-seriously-injured-in-motorcycle-crash-in-west-hartford/2529634/...

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Greenwich police ID woman killed in Lake Avenue crash

Police on Thursday identified the victim of a fatal car crash this week on Lake Avenue as a 52-year-old town resident. Serena Bechtel was driving north on Lake Avenue on Tuesday night when her 2013 Chevy Suburban left the road and hit a wall and then a tree, police Lt. John Slusarz said. She was pronounced dead at the scene from her injuries in the crash, he said. Read Source: https://www.greenwichtime.com/policereports/article/Greenwich-police-ID-woman-killed-in-Lake-Avenue-16316373.php...

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Teen killed in overnight Trumbull crash

A 17-year-old boy from Bridgeport was killed in a one-car crash that happened in Trumbull early Wednesday morning. The unidentified teen was the driver and only person in the vehicle when he crashed on Old Town Road, between Quarry Road and White Plains Road, around 12:30 a.m. Read Source: https://www.wfsb.com/news/teen-killed-in-overnight-trumbull-crash/article_f6aabd84-e486-11eb-af60-43fdaa3fe4a0.html...

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What is the Purpose of Workers Compensation?

In Connecticut, many workers receive injuries in the workplace and choose to file for worker’s compensation. An understanding of workers compensation and the purpose it serves can help while filing the claim. Purpose of Workers Compensation in Connecticut Workers’ compensation provides employees who are injured on the job with funds to compensate them for lost wages, medical care, and if necessary, vocational rehabilitation. In return for payment of benefits provided under the workers compensation law, the employers are exempt against lawsuits for negligence. There are exceptions to this, such as if the employer is in violation of OSHA (Occupational Safety and Health Administration)...

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9 Most Common Mistakes in Personal Injury Claims

If you’ve been in an accident and obtained a serious  injury, you may be able to make a personal injury claim against the person/ company responsible for the accident or injury. To help your case, avoid making common mistakes when filing a claim. The following are some of the common mistakes people make in injury claims: Not calling the police: This is especially applicable to car accident claims. If the negligent party or driver denies liability, you may have a difficult time proving your case. A police officer on the scene of the accident, will interview all involved parties and witnesses, record...

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