If you have been injured in a motorcycle accident, you may be wondering if you can file a successful insurance claim. The following are important factors that make a successful motorcycle accident insurance claim:
The most important key to a successful motorcycle accident injury claim is having the correct and adequate insurance policy for you and your motorcycle. Motorcycle insurance coverage is very specific. Laws regarding motorcycle insurance requirements may vary from state to state.
In no-fault insurance states, a rider who does not have the appropriate coverage will have limited options after an accident occurs. Even in states that don’t follow no-fault, if you don’t have the correct insurance coverage, you could find yourself having to pay for medical bills, repair bills, and other losses.
Proper documentation of the accident
It is advisable to collect as much information as possible in the aftermath of a motorcycle accident. Take photographs of the scene, gather witness names and contact information. It is also important to immediately notify the police about the accident. This is because the sooner the police arrive at the scene; the more likely they are to gather their own record of witness information and statements. The police report can play an important role in the claims process.
Seek medical attention as soon as possible. Even if injuries are not evident, it is important to let a medical professional evaluate your condition. Sometimes, you may have internal injuries or may have experienced physical or psychological trauma that won’t be readily apparent immediately following the accident.
Keeping a proper trail of all medical records will allow an insurance adjuster, judge and/or jury to get a complete picture of your physical condition both before and after the accident. When it is time to consider a settlement, medical records can help you put an appropriate value on your case.
Notify appropriate insurance companies
Notify the appropriate insurance companies of your intent to file a claim. You must file the notice within the time frame given by the insurance companies. If you fail to notify on time, your claim could be rejected.
Contact Motorcycle Accident Lawyers at The Reinken Law Firm
If you have been injured in a motorcycle accident, contact motorcycle accident lawyers at The Reinken Law Firm to help you recover compensation. We diligently represent injury victims and families in motorcycle accident cases. We handle all cases on a contingency fee basis, so you do not pay us unless we recover for you. Contact us online or call 203-541-0090 to schedule your free consultation today.