Have you been injured on the job and wondering what kind of benefits you’ll receive? Every worker injured on the job is entitled to receive workers’ compensation benefits. Workers’ compensation benefits are a state-mandated program that consists of payments required by law to be made to an employee injured or disabled while at work.
Under workers’ compensation, an injured employee is entitled to four kinds of benefits- weekly compensation benefits, permanent impairment benefits, payment of medical bills and vocational rehabilitation.
Let us look at each of these benefits:
Weekly compensation benefit: This type of benefit is given to compensate an injured victim for wages lost while the injury or illness makes it impossible for them to work. This benefit is classified as temporary or permanent and total or partial. An injured victim, is therefore, entitled to four different types of disability benefits:
- Temporary total disability: This type of disability prevents a victim from working at all, but only for a limited amount of time.
- Temporary partial disability: This type of disability prevents a worker from doing some of the duties of their job, but for a limited amount of time.
- Permanent total disability: In this type of disability, an injured victim is injured so badly that they are unable to return to work permanently.
- Permanent partial disability: In this type of disability, although the damage is permanent, it has only partially impaired the victim’s ability to work.
Permanent impairment benefit: This benefit is awarded when an injury causes a permanent physical impairment. According to the American Medical Association, “a permanent impairment is usually a limitation of use or restriction of motion of a body part”.
Medical treatment benefit: An injured victim is entitled to receive medical benefits workers’ compensation, such as, hospital and medical expenses. A workers’ compensation benefit generally covers doctor visits, medications, and surgeries. In some cases, if an injured victim needs equipment to help deal with their injury, workers’ compensation may also cover the cost of buying that equipment. Additionally, workers’ compensation may also cover services like counseling, pain therapy, and acupuncture.
Vocational rehabilitation benefit: If a victim is unable to return to their previous line of work, the workers’ compensation insurer must pay for retraining so that the victim may be able to join into a new line of work.
Contact our workers’ compensation attorney
If you have been hurt because of a workplace accident, the legal team at The Reinken Law Firm can give you the assistance you need to recover and the full compensation you deserve. We offer a free initial consultation during which you can discuss your claim and concerns directly with an experienced workers’ compensation attorney. Call us today at 203-541-0090.